Most Popular Cash Rewards Credit Cards Offered from Capital One
Capital One offers several credit cards with rewards programs that feature high rewards rates and are hassle free to redeem the rewards. Capital One credit cards have acceptances from stores around the world. The editorial team from BestCreditCards.co provided some feedback from a user survey on their website to help with identifying the top 4 Capital One credit cards.
1. Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card is a travel rewards credit card that allows you to earn 2x miles for every dollar you spend. The miles that you earn are redeemable for miles. It offers a sign up bonus of 40,000 miles when you charge your card for at least $3,000 of expenses in the first 3 months. The 40,000 miles is equivalent to a value of $400 that you can spend on traveling. The card does not have transaction fee and the annual fee is waived during the first year. You have to pay $59 to keep the card after the first year. The card comes with car rental and travel insurance.
2. Capital One Spark Cash for Business
Capital One Spark Cash for Business offers 2% cash back on all your purchases. In addition, you get to earn a cash bonus of $500 when you have spent $4,500 on the purchases within a period of 3 months. The card includes warranty protection for a variety of products you purchase with the card. The card is also equipped with travel/emergency assistance. Just like Capital One Venture Rewards Credit Card, it has a $59 annual fee but you don’t need to pay this fee in the first year. You can use the card to shop overseas without getting charged with the foreign transaction fees.
3. Capital One QuickSilver
Capital One QuickSilver features a 9 months interest free introductory period and cardholders get to earn an unlimited 1.5% cash back on all purchases. There is no need to fulfill any rotating category. If you have the Capital One QuickSilver card, you can enjoy a free Uber ride with the taxi expenses covered up to $15. This offer is valid until the 31st March 2017. Capital One QuickSilver offers fraud coverage for lost cards.
4. Capital One Journey Student Rewards
Capital One Journey Student Rewards is a student rewards credit card that offers 1% cash back on the purchases. If you promptly repay the balance, you will earn a 0.25% cash back so you earn a total of 1.25% cash back. It does not put a cap on the amount of cash back you can earn on your purchases and you can redeem the rewards at anytime you want. The credit line can be increased when you are prompt in making repayment for at least 5 months. You can select the monthly due date that is most convenient for you to make the repayment. You don’t have to pay any annual or foreign transaction fee with this card.
In other news from Capital One, it appears that their financial stocks are in great shape and profitability remains at all time high levels!